Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.