Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

• Articles

  Teen Drinking and Your Liability

  Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

  When to Self-Insure

  Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

  Keeping Summer Safe: Pool and Spa Safety Tips

  Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.

  Fallen Tree Damage—Who Pays?

  Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

  When Life Insurance Becomes Taxable

  Life insurance proceeds are generally tax-free. But not in all cases.

  Retiree Health Care Coverage Overseas

  Retirees traveling abroad need to know that their health insurance travels with them.

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• Calculators

  Lifetime of Earnings

  Estimate how much you have the potential to earn during your working years.

  Assess Your Life Insurance Needs

  This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

  Disability Income

  This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

  Long-Term-Care Needs

  Determine your potential long-term care needs and how long your current assets might last.

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• Presentations

  Protecting Those Who Matter Most

  The importance of life insurance, how it works, and how much coverage you need.

  Long-Term-Care Protection Strategies

  The chances of needing long-term care, its cost, and strategies for covering that cost.

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• Videos

  Extended Care: A Patchwork of Possibilities

  What is your plan for health care during retirement?

  The Other Sure Thing

  Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

  Stay Safe with a B.O.P. At Your Back

  Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

  Your DNA Test

  If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

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